Posts Tagged ‘college savings’

Locating the Right Schedule

Monday, April 14th, 2014

    It was 7A.M. in Niigata, Japan.  I had written down my destination for the day and how long it was going to take.  I had planned everything, wrote down all the things I needed, made sure there was plenty of time for all that I wanted to do.  There was going to be a major card tournament that I was not going to miss.  Despite being a location over 6000 miles away from my home, I was able to find my destination and have a great time.  Because of my careful scheduling and planning, it was one of the best days I had in Japan.

    Scheduling is the next step of the travel process.  Using the list of goals and locations of interest as a guideline for your trip, creating a timetable based on these lists will save lots of time and money.

Location

    When there are areas of interest close to one another, this allows for the chaining of activities.  For example, Chinatown, Little Italy, Soho, and Saint Mark’s Place are cool locations which are within a reasonable distance from each other.  Because these locations are all so close to one another, someone can set up a route between these locations and visit all of them within a few hours.  If one were to make a trip to lower Manhattan, they can go to Chinatown to buy some souvenirs, grab lunch at Little Italy, shop for some clothes at Soho and then finish it off with some dessert at Saint Mark’s Place.  In this example, creating a route lets planners visit three major tourist destinations while saving a bunch of  time due to their distance.  Furthermore, it can be advantageous to list down extra routes in case plans backfire.  Leaving an area early, road construction, closed locations and such problems can hinder a route.  Don’t forget to make sure the neighborhood is safe as well!

A map route created using Google Maps

Look at the Times

    Always check down the hours certain locations are opened.  Imagine travelling for an hour just to see a closed sign hanging on the door of the museum!  A few simple Google searches can provide the times and dates for many locations.  Calling a restaurant, museum, store and hosts can save a lot of wasted time.  Not only that but the staff can give recommendations to cool events in the area!  Finally, it is my advice that plans should be given an extra hour for breathing room time.  Sometime it just takes a little longer than an hour to eat lunch.

Travelling with other people

    Travelling with friends and other people can create great and lasting memories; however, doing so can also create terrible experience.  Different people can have conflicting ideas, personal preferences and conflicting interests can cause a good plan to go bad.  While one person might want to check out the ancient castles of Europe, another might want to spend a day on the beach to catch some rays.  Despite all this, travelling with many people provides great company, security and can cut costs.  Travelling by yourself can get pretty lonely and dangerous in a foreign area.  Having friends to lean back on in case of trouble can be worth all the possible drama by itself.

Sometimes it's hard to get along

 

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This was written by Gary Chen of Stony Brook University

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The Decision Making Process

Wednesday, March 12th, 2014

Now that the goals for a trip are set up, it is time to get into the gnitty gritty details on how to plan for the trip!  So the question being raised now is where should I go?

Deciding where to go

Now, this is normally not a hard question to answer because people usually have destinations in mind when they want to travel, but what about those who have no idea where to travel?  What about those who don’t think they have enough money to travel?  Well, here are some tips to consider:

-There is always the option to travel locally.
-Make sure the travel plans are within a reasonable budget.
-Use goals to help decide where to go.

For those who have never traveled before, the first suggestion I will give is to travel to somewhere close by.  Whether it is only fifty miles away or just to the next state over, short distance travelling is also travelling.  Travelling a short distance allows people to get a feel on how it is to travel.  If your hometown is New York City for example, travelling to Long Island and staying there overnight can give one a new outlook on how different somewhere so close can be.  Even going to Philadelphia and checking out their town hall and market can be an amazing travelling experience!

For those who wish to travel some longer distances, it is important that the location is within budget range.  Being a college student strictly increases the financial impact that money has on travelling.  When planning for a trip, one must always take into account how much money is available.  Realistically, it is near impossible to plan a trip to India with only two-hundred dollars.  Travel costs, accommodation costs and food costs are some of the obstacles that might get the way.  My rule, although not always applicable, is to add two-hundred dollars to a trip costs after making it.

 

Remember the goals list?  Use that to help create the best personal plan.  A list of goals is the first step in creating the skeleton for a good travel plan.  It is the foundation and first step in creating a good travel experience.  Don’t forget that Tripadvisor is a great tool when looking for places to go.

Deciding where to go will ultimately depend on the individual.  Do not forget that although travelling can be a great adventure, the process will have some expenses on way or another.  Traveling takes time, effort and energy.  As other issues are delved upon, it will greatly impact the trip and help solidify the need for planning.

 

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This was written by Gary Chen of Stony Brook University

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The value of critical thought

Tuesday, March 11th, 2014

If you think about it, nearly everything in life can be problematized. We have the power to scrutinize ideas that are normally left unexamined and unquestioned. If you’re like me, you’ll find this prospect invigorating.

Don’t get me wrong––gratefulness is a large part of the self-revolution. It goes against everything we’ve been taught since we were young, especially in terms of our relationships with material goods. Indeed, gratefulness can open us up to opportunities like college savings and college discounts. But the practices of critical thinking and gratefulness do not have to be mutually exclusive.

You can practice acceptance of certain conditions––for example, the not-so-great material conditions you may face as you pursue the path that you’ve chosen––while at the same time refusing the very basis upon which this idea is founded: that the pursuit of money above all else is necessary for a comfortable existence.

A critical thinker would pause and ask why this has to be.

Do you think as deeply as this guy?

“Hard work” has long been a foundational value of American cultural and political thought. You could say that it’s entrenched in the American consciousness. But if you reflect for a bit, you’ll see that the idea of “hard work” is often used to justify racism, classism, sexism, nationalism, and other forms of discrimination.

The Declaration of Independence is a list of completely subjective statements constructed by a group of individuals interpreting their history in an effort to legitimize the coming insurrection against their rulers. One very famous line that Jefferson uses in the Declaration is meant to stifle critique before even it has the chance to manifest: “We hold these truths to be self-evident…”

This phrase is a perfect example of “one-dimensional thought” in operation. As critical theorist Herbert Marcuse wrote in One Dimensional Man:

“The closed language does not demonstrate and explain––it communicates decision, dictum, command” (101).

Deeming certain principles “truths” and describing these “truths” as “self-evident” without explaining why they are effectively shuts down any possibility for critique. If you don’t believe in what Jefferson is about to lay down, you’re perceived as unreasonable.

How can you question truth, let alone truth that is visible to each and every one of us? C’mon!

The perpetuation of unquestioned ideas is certainly not limited to 18th century political documents. Each of us contribute to this process every single day without realizing it.

Right from the beginning, our education system attempts to suppress the curious and critical tendencies of each child by forcing them to adhere to unquestioned notions and behaviors through standardized tests and rigid modes of teaching.

In a socioeconomic system that relies on a mass of individuals who do as they’re told and not much more, there is a multitude of power in critical thought. Critical thinking works to subvert the blind acquiescence which is a necessary component of the political and economic systems under which we live.

Given the fact that some ideas and methods of thinking are so powerfully entrenched in our consciousness, how can you begin to think critically?

To answer this question, I turn, once again, to Michel Foucault. Foucault described the elements of his moral code as such:

“(1) the refusal to accept as self-evident the things that are proposed to us; (2) the need to analyze and to know, since we can accomplish nothing without reflection and understanding—thus, the principle of curiosity; and (3) the principle of innovation: to seek out in our reflection those things that have never been thought or imagined. Thus: refusal, curiosity, innovation.”

The first step, then, is to realize that some of the truths we accept as “self-evident” are not necessarily so.

We say certain things and behave in certain ways that conform to what we accept as the “facts of life.” These “facts” are, for the most part, accepted by everyone and perpetuated without question.

Questioning these assumptions which are so often taken for granted is a powerful practice. It’s what we must start doing if we wish to radicalize our selves and society.

You can use critical thinking skills to change the direction of your life. Hopefully you'll perform a bit better than this button-hungry parrot.

The third element in Foucault’s list––innovation––depends entirely on the first two, refusal and curiosity. Without rejecting and analyzing an idea that is assumed to be self-evident, it’s impossible to create something new. How can you innovate without moving past the artificial barriers you face?

Critical thinking enables you to be creative, to see things differently, and to define your true values within the midst of a monotonous society that encourages cookie-cutter modes of thought.

Part of the challenge is recognizing the need to think critically. The next part is in applying your critical thinking skills to your everyday life, thereby uniting theory with practice.

 

Amanda Fox-Rouch (Hunter College)

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Planning Ahead

Monday, February 24th, 2014

The most important thing a traveler can do before a trip is to plan.  Planning beforehand allows for the optimization of options and efficient use of time.  Taking out two minutes of the present can save hours of hardship and disappointment in the future.  Two essential steps of planning are having goals and being able to properly prepare.

Goals

Although sometimes it is fun to mindlessly wander around a new and foreign area, I found that the most rewarding feeling came from checking off something from my to do list.  Having an idea of what to accomplish during a trip creates the sense of fulfillment and duty.  Simple things like taking a picture with the Hachiko statue in Tokyo, spinning the big Cube in Astor place or taking a stroll in the botanical gardens in Singapore can make for a great story down the road!  Even simple things such as using up a coupon booklet can be something to work with.  Unlike those dreaded bus tours, creating a personal itinerary won’t have people staring into the air for hours.

When writing goals, two big questions should which should be asked are what do I like and what interests do I have? 

Preparation

I cannot begin to convey the many hours I have wasted because I made the mistake of traveling without being properly prepared.  When I travelled to Japan, I made many small mistakes which could have been avoided had I properly prepared for the trip.  In fact, I had to walk aimlessly in the humid town of Chiba for three hours because I forgot to print out the address of my hotel.  Had I took ten minutes out of my life to print out a piece of paper before I journeyed to Japan, I would have not only saved three hours of my life but also avoided the blazing heat of the sun.

 

     With proper preparation and research, savings can be had on many expensive things such as Broadway shows!  Did you know that certain Broadway shows hold lotteries and have discounts on certain days and times?  Another example of how research can help increasing savings while traveling can be seen through the admission fees of the Metropolitan Museum of Art in New York.  Upon entering the museum, many people examine the admission fee and pay $25.  However, did you know that the admission fee is actually a suggested donation?  Small little tidbits of preparation and research can open up amazing new routes and doors for the voyage ahead.

 

Of course, knowing where to look for information is a very vital part of the planning process.  Although a Google search can provide many possible locations to visit, having a second point of view on an area provides a lot of valuable insight for planning.  Always cross reference and visit more than one page about a certain location in order to get all the details.  Sites such as Yahoo Travel, Yelp, Trip Advisor), or even one of these travel blogs can help you find out if a place is the perfect fit.  By doing this, more developed opinions can be made by using past experiences of other people.

 

Gary Chen Stony Brook University

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Giving Back When You’re a Poor College Student

Tuesday, February 18th, 2014

The worst type of guilt trip is the one that slowly layers ever so sweetly on your shoulders piling more and more until it’s all you can think about. When Natural disasters strike, we see the hotline number at the bottom of our TV screens and immediately feel the burden to donate, but instead click past the channel, not wanting the weight of feeling pressured. Or those dang commercials, where the SAME SONG whispers through the speakers, triggering your memory. At first you don’t remember what it’s for but then BAM, puppy eyes stare from behind the bars of their cages begging to be adopted. “With just one dollar, you can…”- change the channel. Between the struggle of scavenging through your couch –if you’re lucky to have one– for change to buy textbooks, or your 5th day in a row of mac and cheese dinners, it’s easy to ignore the ads.

"In the arrrmss of an annngel"

 

Yet, as often as we apathetically stroll by the ads on the subway or avoid the homeless begging between transfers, there is a guilty feeling that creeps into our souls.

 

As a former college student, I know how easy it is to dismiss these feelings. Trust me, I have used every excuse in the book. Speaking of books, “yeah I don’t have any money to give bro, sorry, I need to save for text books…ya know, English major and all.” Oh and if you don’t think that worked, I was a student finishing up college AND getting married mid-semester. Forming excuses based on money and time can be very easy. However even as these excuses grew, my desire to help people pushed through and emerged.

 

So I did something about it.

 

I started with the little things, like helping my mom around the house, to gradually getting involved in different groups mentoring young girls. As my giving grew, my passions grew stronger and expanded to different fields. I began to experience life in a different way, seeing it from a different viewpoint and understanding its true meaning.

 

My cute students and me in Haiti circa 2009. Being an adult, clearly...

I am writing this eBook with the hopes of encouraging you to be open to a new way of life. A life not focused on the little aspect, called “me”, but focused instead on the good of mankind. It can seem to be overwhelming at first, but I assure you that with a little direction, and self-actualization, you can become involved in your community and experience a greater life than you ever expected.

 

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Samantha Bringas

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Interested in more deals for students? Sign up for our bi-weekly newsletter to get the latest in student discounts and promotions  and follow our Tumblr and Pinterest. For savings on-the-go, download our printable coupon e-book!

 

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Defining who you want to be in a commodity-fetishizing society

Tuesday, February 18th, 2014

In life, we are forced to make sacrifices. We do things we don’t necessarily want to do because we have to do them. What are some things you do because you feel like you have to?

Some actions, like earning money to pay for shelter and food, are necessary in order to achieve and sustain a comfortable lifestyle. But think about it: beyond this, not much is necessary. So why do we often feel like we’re lacking something, even if our most basic needs are fulfilled?

I believe that this constant drive to do more and be more is a result of the ideological apparatus of our society, which the mass media and we ourselves are agents of.

Tyler Durden from Fight Club may have captured it best when he said:

“Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need.”

Eccentric philosopher Slavoj Žižek has applied psychoanalyst Jacques Lacan’s frameworks to cultural and ideological analysis. Žižek is one of many thinkers who have argued that the dominant ideology in modern society conditions us to rationalize, idealize, and endorse certain actions and ideas without even realizing it.

Slavoj tellin' it like it is.

For example, people often ask children, “What do you want to be when you grow up?”

From an early age, without even realizing it, we push kids to define their future selves in terms of the type of work they see themselves doing. “An all-around nice person” is usually not the type of answer we seek when asking this question.

As subjects in a given society, we are conditioned from childhood to allow the dominant ideology to shape our innermost values and desires. We are taught to define ourselves according to certain standards which we usually consent to and perpetuate without even realizing it.

In effect, we often find ourselves inadvertently supporting the powers-that-be through things we do and say every single day.

When we are faced with one of life’s many obstacles which prevent us from realizing a goal, it’s not uncommon to have an emotional breakdown and feel like it’s all our fault, rather than realizing that society has taught us to fetishize certain things that despite the advertisements for these products and experiences telling us otherwise, cannot actually rectify our inherent emptiness.

Given this seemingly untenable situation, what is to be done for those of us who still manage to dream about living up to standards that we consciously define? I believe that, to an extent, we can try to reclaim our agency and become self-defining subjects.

But how do we do this?

The first step is to become conscious of those things you do out of compulsion because you’re told that it’s the “right thing to do.” Demarcate the border between these actions and those things you actually value and want to do and have.

Michel Foucault was a scholar who challenged taken-for-granted conceptions of power and "normality" through his histories of prisons, biopolitics, and sexuality, among other topics.

“But couldn’t everyone’s life become a work of art? Why should the lamp or the house be an art object, but not our life?” — Michel Foucault

Treat your life as a work of art–pick and choose the qualities you would like to embody, and start doing just that. Realize that some of the ideas that you value and perpetuate in your daily life may have been influenced by societal forces, and weed them out with a vengeance if they do not serve you. Constantly strive to become someone you would admire. Transcend societal-imposed standards to the fullest extent possible, and begin living on your own terms.

Now that we’ve laid out the problem that we’re dealing with (as I see it), the rest of a book will be a guide to living up to our conscious, self-defined values and standards in a stupor-enducing culture.

 

Amanda Fox-Rouch (Hunter College)

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Starting a New Adventure

Wednesday, February 12th, 2014

For the past decade, tuition across the spectrum has been increasing every year globally.  Over the past three years alone, college tuition has increased on an average of 3% a year! Although many college students are saving all those pennies and quarters to pay for their college tuition, it doesn’t mean there should be a ban on globe-trotting.  Travelling is one of the best things that a young adult can do for themselves.  As people get older, settle down, get a job and have more commitments to fulfill, traveling becomes harder.  Young people should seize their youth and travel to their heart’s content; many articles have shown that one of the biggest regrets dying people have is that they never got to travel while they had the chance.

College Funds can even be found in cookie jars!

Every inch of this earth holds an experience of a lifetime that can help meld one into their perfect future self.

Travelling to foreign lands can be a real eye opener to all the different things the world has to offer.  Like being tossed straight into the fire, travelling throws people into the heart of culture hotbeds different from home and forces them into new situations.  Finding new friends, uncovering new flavors, and scaling mountains higher than skyscrapers are only some of the situations which might be encountered!  Such experiences are memories that many travelers hold dear for the rest of their lives, even to their deathbed.

Having been a poor college student myself, I know the very troubles that might come along with travelling.  Accommodation, food and travel costs can take a heavy hit on a college student’s wallet.  On top of that, with the heavy course load that comes along with being a college student, students may be discouraged with their ability to travel.  In the end, these problems are nothing more than excuses.  With proper planning and guidance, traveling can be done without breaking the bank.

The process before traveling can be as daunting as travelling itself.  Still, with hard work and proper preparation, travelling is well within the average college student’s grasp.  These series of articles will show some of the best means and methods I have discovered on my travels to get the most college savings even while travelling the world.  Having traveled to South Korea, Singapore, Taiwan and Japan this year alone as a college student, I have learned not only important lessons which to build my life upon but also some of the most efficient ways to travel.

 

Gary Chen Stony Brook University

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College Savings for the College Commuter

Tuesday, September 11th, 2012

Point blank, commuting is very expensive—especially for college students who don’t have the time to work a lot of hours. I am a veteran college student commuter. I’ve traveled from everywhere and I’ve had to find as many college discounts as possible. I dormed my first year at Hofstra University, but made the 5 hour public transportation commute every weekend to my home in Newburgh. I became well-versed in Long Island Rail Road travel. The following year I transferred to CUNY Brooklyn College, and made the R train my home for an hour twice a day from Bay Ridge to Flatbush 5 days a week.  My second year, I moved back upstate and commuted via the Metro-North 6 hours round-trip for 3 years so I could continue getting my education from Brooklyn College.  I could have probably bought an amazing luxury car with the amount of money I’ve spent on my commute.

 Whether you’re traveling from the Hudson Valley, Long Island, or just within the New York City area, the expenses of public transportation are an absolute drag on a college student trying to enjoy the Big City. Luckily, there are some deals that MTA commuters are privy to.

SUBWAY METRO CARD

Madame Tussauds New York: Show your MetroCard and receive $5 off per ticket. This is an AWESOME attraction for both tourists and locals. Make sure you check out the new Marvel 4D attraction featuring superheroes like Thor and Captain America.

New York Botanical Gardens: Save 10% with your MetroCard! Whether you’re a nature person or not, the New York Botanical Gardens are a must-see for beautiful gardens and exhibits.

Metro-North

Yankees getaway: Overnight packages to accompany your Yankees tickets!

New York City getaway: Stay and rail overnight packages for a New York City getaway.

Also discount rail tickets for the American Museum of Natural History, BODIES: The Experience, Intrepid Sea-Air-Space Museum, and Ripley’s Believe It or Not! Times Square.

Long Island Rail Road

Rock of Ages: Ride the Long Island Rail Road free and get discount tickets when you see the musical Rock of Ages. This fun musical features music from Journey, Styx, and Bon Jovi, among others.

Belmont Park – The Long Island Rail Road and NYRA are teaming up together to give LIRR customers a discount and easy service for the fall racing season at Belmont Park.

After all this commuting and adventuring, you will surely be starving. Head to Cuba and enjoy their Happy Hour!

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Amanda, CUNY Brooklyn College. Check out my blog and follow me on twitter.

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